Banking, finance, insurance and fintech

Expertise, experience and innovation in the legal, regulatory and compliance consultancy sector

Banking, finance, insurance and fintech​

Banking, finance, insurance and fintech

The activities

In the Banking, Financial, Insurance and Fintech sectors, GIM Legal has a profound know-how and offers its assistance and consultancy in the field of:

  • Authorization procedures before the Bank of Italy, Consob, IVASS, OAM and Covip;
  • Marketing of financial products in application of the legislative discipline contained in the TUF and in the regulations issued by the Bank of Italy, Consob and IVASS;
  • Corporate governance and internal control functions (Internal Audit, Compliance, Risk Management and AML);
  • Setting up of SGR, SICAV, SICAF, SIM, banks, financial companies, payment institutions, EMI and other companies operating in the financial sector;
  • Branch establishment in Italy (notary, tax and regulatory obligations);
  • Preparation of MiFID II and AIFM Policies (outsourcing, best execution, conflicts of interest, product governance, etc.) and organizational procedures;
  • Marketing of mutual funds (UCITs and FIA), Consob authorization procedures, fund passporting, including drafting of contractual documentation (KID, information prospectuses, etc);

Banking, finance, insurance and fintech

  • Authorization process before Consob and the Bank of Italy for the registration of companies in the Register of crowdfunding service providers held by ESMA;
  • Acquisition of shareholdings in SIMs, asset management companies, banks and other financial institutions;
  • Extraordinary corporate transactions such as mergers and acquisitions, including cross-border transactions, transfer of company branches and other business combinations;
  • Audit, compliance, risk management and anti-money laundering functions authorized to operate in Italy through the issue of pro veritate opinions and legal opinions, in support for the drafting of the annual control programme, in carrying out specific checks, even remotely, in the treatment of complaints received from customers, in the study of new regulations;
  • Extension of the authorization to operate in new investment services, new financial products (including digital ones), placement agreements with distributor intermediaries and with product houses and management subjects;
  • Compliance to guarantee compliance with the regulations and laws applicable in Italy and abroad, also in relation to specific topics, such as for example the rules on the protection of personal data (GDPR);
  • Representation before the Supervisory Authorities in the event of disputes or administrative proceedings (inspections, audits, checks and sanctioning proceedings);
  • Risk assessment for risk analysis and to identify any critical issues and propose solutions to mitigate risks;
Investment banking

Banking, finance, insurance and fintech

  • Litigation and defense of rights in order to represent intermediaries in judicial proceedings before the Italian courts, including arbitration and dispute resolution proceedings;
  • Structuring of complex financial transactions, including bonds, structured debt, syndicated loans, project finance and securitizations;
  • Legal and regulatory advice for M&A transactions in the financial sector;
  • Advice on the structuring of alternative investment funds (fund formation);
  • Regulatory assistance and contractual consultancy for crypto-asset issuance processes;
  • Creation and management of systems based on Blockchain and Smart Contract technologies;
  • PSD2 regulation and authorization procedures at the Bank of Italy for ISP and EMI;
  • Equity-based and Debt-based Crowdfunding;
  • Management of obligations towards the supervisory authorities;
  • Management of Invoice Trading platforms;
  • Planning and execution of regulatory and contractual compliance interventions for crypto-asset utilization service providers;
  • Structuring and regulatory framework of ICOs and tokens, as well as support in the issuance phase;
  • Analysis and verification of the Risk Management system according to an approach based on the Risk Appetite;

Banking, finance, insurance and fintech

  • Compliance checks in reaction to current regulations at European and national level;
  • Control functions, second and third level, as outsourcer;
  • Review of Company Policies and Procedures regarding the distribution of insurance products by brokers and insurance companies;
  • Drafting and negotiation of subscription agreements with investors;
  • Drafting of the Bond Loan Regulations;
  • Drafting of the Term Sheet of the issue operation;
  • Structuring of Mini Bond and Corporate Bond transactions;
  • Structuring of Venture Capital operations (M&A, MBO – Management Buy-Out, LBO – Leverage Buy-Out, business combination, mezzanine financing, etc).

Banking, finance, insurance and fintech

Customers

Our experience and expertise in the legal and regulatory field allows us to offer complete and personalized support for the needs of companies, stakeholders and operators in the banking, financial, insurance and fintech sectors, such as:

arrange

Asset Manager

banks

Insurance brokers

Pension funds

Credit Funds

Financial Issuers

Family Office

Financial Advisors

Real Estate Funds

Pension funds

Private Equity Funds

Venture Capital Funds

Crypto Asset Providers

AIFM

IMEL

Insurance companies

Investment Banks

Payment institutions

Financial Institutions

Crowdfunding platforms

Private Bankers

Distribution networks

SCF

SGR.

Sicaf and Sicav

SIIQ and Reits

SIMs.

Press Releases, News e
Press Notes

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Awards

Prizes and Awards

GIM Legal STA

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